Employee Benefits

Chameleon Integrated Services welcomes you to enjoy a profitable and lasting relationship with our company. We have documented this summary of our benefits package to help you understand the total compensation package that we offer. Please read the following summary and if you have any question, do not hesitate to call the office. Your questions and comments are valuable to us!

Health Insurance

Chameleon has both a base and buy up comprehensive health care program delivered through United Health Care - Choice Plus. www.myuhc.com Employees are eligible for medical insurance on the 1st day of employment.

BASE PLAN United Health Care AN-C K4
General Plan Information
In Network
Out of Network
Individual Deductible
$2,500
$5,000
Family Deductible
$7,500
$15,000
Co-Insurance
100%
80%
Maximum out-of-pocket
Individual (including deductible)
$2,500
$9,000
Family (including deductible)
$7,500
$18,000
Inpatient Hospital
100% after the deductible
80% after the deductible
Outpatient Hospital
100% after the deductible
80% after the deductible
Office visits
Primary
$25
80% after deductible
Specialist
$50
80% after deductible
Preventive Care
$25
80% after the deductible
Emergency Room Co-pay
$200 Co-Pay
Waived if admitted
$200 Co-Pay
Waived if admitted
Prescription Drugs
Tier 1 (Formerly "Generic")
$10
Not Covered
Tier 2 (Formerly "Preferred")
$25
Not Covered
Tier 3 (Formerly "Non-Preferred")
$40
Not Covered
Member Home Delivery "Mail Order" Drug Coverage Through Medco
2.5 times Co-Pay for 90 day supply
Not Covered
BUY-UP PLAN United Health Care 1AQ, K4 Buy up
General Plan Information
In Network
Out of Network
Individual Deductible
$500
$1,000
Family Deductible
$1,500
$3,000
Co-Insurance
90%
70%
Maximum out-of-pocket
Individual (including deductible)
$3,000
$6,000
Family (including deductible)
$6,000
$12,000
Inpatient Hospital
90% after the deductible
70% after the deductible
Outpatient Hospital
90% after the deductible
70% after the deductible
Office visits
Primary
$25
70% after deductible
Specialist
$50
70% after deductible
Preventive Care
$25
70% after the deductible
Emergency Room Co-pay
$200 Co-Pay
Waived if admitted
$200 Co-Pay
Waived if admitted
Prescription Drugs
Tier 1 (Formerly "Generic")
$10
$10
Tier 2 (Formerly "Preferred")
$25
$25
Tier 3 (Formerly "Non-Preferred")
$40
$40
Member Home Delivery "Mail Order" Drug Coverage Through Medco
2.5 times Co-Pay for 90 day supply
2.5 times Co-Pay for 90 day supply

Deductible - A deductible is the amount of money you must pay before the plan begins paying benefits. There are several commonly received services for which the deductible does not apply. For example, if you have a physician's visit or fill prescriptions at an in-network provider, you pay the specified co-payment amount only, and do not need to satisfy the deductible.

Out-of-Pocket Maximum - The out-of-pocket maximum is designed to protect you in the event of catastrophic illness or injury. After you have paid the specified out-of-pocket amount during a calendar year, the plan pays the remaining covered services at 100%. Note the co-payments and other specified charges are not included in the out-of pocket maximum.

Dental Insurance

Comprehensive dental insurance is offered through United Health Care. Below is a summary of benefits offered under the plan:

 
In Network
Out of Network
Individual Deductible
$50
$50
Family Deductible
$150
$150
Office visit CoPay
n/a
n/a
Type I - Preventive Care (Exams, Cleaning)
100% (no deductible)
100% (no deductible)
Type II - Basic Procedures (Filling, Extractions)
80%
80%
Type III - Major Procedures (Caps, Crowns)
50%
50%
Endodontics
80%
80%
Periodontics
80%
80%
Type IV - Orthodontia
n/a
n/a
Maximum Benefit/Year
$1,000
$1,000

Vision Insurance

Vision is paid 100% by Chameleon for both employee and family. The coverage is through Advantica. www.advanticaeyecare.com Below is a summary of benefits offered under the plan:

 
In Network
Out of Network
Examanation Copay
$10
$40
Frequency of Service:
Exams
Lenses
Frames
 
12 Months
12 Months
12 Months
 
12 Months
12 Months
12 Months
Basic Lenses:
Single Vision
Bifocal
Trifocal
$10 Copay
100%
100%
100%
 
$20
$40
$60
Frames
$150 Rental
$60
Contacts:
Necessary
Cosmetic
 
100%
$250
 
$250
$250
Laser Vision Discount
Discount Available
Discount Available

Other Insurance

Life Insurance
Group term life insurance of $50,000 and $100,000 for accidental death and dismemberment insurance. Paid 100% by Chameleon.

Supplemental Life Insurance
Chameleon offers supplemental life insurance at buy-up rates for employees, their spouses and/or their children at discounted rates.

Short Term Disability Insurance

Group short-term disability coverage equal to 60% of weekly salary with an 8-day elimination period (maximum weekly benefit of $1,000). Paid 100% by Chameleon.

Long Term Disability Insurance
Group long-term disability coverage equal to 60% of monthly salary with a 90-day elimination period (maximum monthly benefit of $5,000). Paid 100% by Chameleon.

Retirement Savings Plan

The Retirement Savings Plan is a 401(k) program that allows you to contribute up to $15,500 (or $20,500 age 50 or older) for 2007 of your gross salary on a tax-deferred basis provided by Nationwide. Chameleon provides a matching contribution of 100% for the first 4% of your annual salary, Plus 50% match on your next 2%. Employee becomes eligible after 90 days of employment.

Training/Educational Benefits

Client/company required training reimbursed on a case by case basis. Coverage effective on the first day of the second anniversary of employment with a cap of $500 for the year. Increases $500/year each successive year with a $1,500 maximum cap.

Flexible Spending Plans

Chameleon offers Flexible Spending Plans to their full-time employees.  These benefits include: Medical, Dependent Care.  Transportation and Parking Benefits.  Employees may elect these benefits as tax-free deductions.

Referral Fees

$250/month paid to employee starting the second month of referred candidate's employment date. $250 paid each successive month with a maximum cap of $1,500 per referral.

Payroll

Chameleon pays its employees on a bi-weekly basis, on Friday, for work completed six calendar days prior to payday. Direct deposit is available up to four accounts.

 
 

Site Designed and Developed by Unleashed Technologies, LLC.

© Copyright 2012 Chameleon Integrated Services All rights reserved